The subprimes

the long version

"In a future America that feels increasingly familiar, you are your credit score. Extreme wealth inequality has created a class of have-nothings: Subprimes. Their bad credit ratings make them unemployable. Jobless and without assets, they've walked out on mortgages, been foreclosed upon, or can no longer afford a fixed address. Fugitives who must keep moving to avoid arrest, they wander the globally-warmed American wasteland searching for day labor and a place to park their battered SUVs for the night"--Dust jacket flap.